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https://www.insurancehotline.com/resources/lost-and-found-what-happens-when-you-find-your-ring-after-submitting-a-claim/
Apr 01, 2016 · The news reported a woman had done just that - found her ring after the claim had been paid and told the insurance company. They took back the money paid out but the claim remained on her record and she got higher premiums b/c the insurer said she was careless and negligent by wearing her "real" not a copy ring …
https://www.usinsuranceagents.com/answers/how-do-i-repay-ins-money-for-lost-found-jewelry/
May 13, 2016 · Some even use this insurance fraudulently. But rest assured your steps to repay that money to the insurance company are appreciated and this issue is not abnormal. You will need to call your insurance agent and notify them that you found the piece of jewelry you filed a claim on.
https://www.jewelersmutual.com/jewelry-insurance-claims
When your jewelry is damaged, lost or stolen, all you want to is to get it back, just the way it was. Should you ever need to file a jewelry insurance claim, Jewelers Mutual will work with your preferred jeweler to replace your jewelry with the same kind and quality as fast as possible.
https://www.estatediamondjewelry.com/claiming-insurance-lost-engagement-ring/
Sep 29, 2017 · Generally, the two types of jewelry (or any) insurance are “Cash Value” and “Replacement Cost”. They may seem like the same thing, but they’re not. A cash value policy will take into account depreciation from the cost at the time of purchase, and you can be sure your insurance company won’t be assuming the ring has gone up in value.Reviews: 7
https://tribunecontentagency.com/article/quotlost039-jewelry-suddenly-found-poses-an-ethical-dilemma/
Apr 28, 2015 · Readers can’t seem to hold onto their jewelry. A reader from South Carolina once told me that after losing one diamond earring from a pair, she received a cash settlement from her insurance company, then felt guilty that she was able to find a replacement earring for far less than the settlement. She had no reason to feel guilty.Estimated Reading Time: 5 mins
https://www.karipearls.com/insurance_for_jewelry.html
If you make a claim, the insurance for jewelry carrier will inquire as to how you store your valuables. Your answer may not hinder the claims process, but it may determine future premiums. Your response could also be taken into consideration should you have future claims. Natural Persian Gulf Pearl Necklace
https://pocketsense.com/do-after-insurance-claim-paid-5712814.html
Jul 27, 2017 · If a covered item is stolen or lost, you may file a claim with your carrier to be made whole for your loss. Stolen goods are sometimes recovered, though, and lost property can be found. If your insurance carrier has paid your claim for a lost or stolen watch that's subsequently recovered, you must report it to the insurance company.
https://www.reddit.com/r/legaladvice/comments/3b4yxn/filed_a_claim_on_a_ring_found_it_2_years_later/
Call the insurance company and tell them you found it. They will tell you what to do after that. If you keep the insurance and sell the ring, that does indeed sound like insurance fraud. 21
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