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https://www.amfam.com/resources/articles/understanding-insurance/jewelry-insurance-101
Your homeowners policy protects your jewelry from theft, but only up to the basic limit included in the standard policy. A typical limit might be $2,000. If the jewelry you own is worth more than that, you’ll want to consider adding more coverage.
https://www.valuepenguin.com/does-homeowners-insurance-cover-jewelry
3 rows · Mar 27, 2017 · However, jewelry is considered high-value property that can be easily lost or stolen, so coverage ...Estimated Reading Time: 8 mins
https://www.policygenius.com/homeowners-insurance/does-homeowners-insurance-cover-lost-or-damaged-jewelry/
Jan 15, 2020 · Also known as a sublimit, this is the maximum amount your insurer will reimburse you for individual items or a class of items. Jewelry sublimits in a standard policy are usually anywhere between $1,000 and $2,000 per item — while collectively your jewelry reimbursements may be capped at around $2,500.
https://www.njm.com/insurance/homeowners/jewelry
Standard Limits for Jewelry, Watches, Furs, and Precious and Semi-Precious Stones. HO-3 policies: $1,500 coverage limit for stolen items and no coverage for lost or misplaced items. HO-5 policies: $2,500 coverage limit for stolen, lost, or misplaced items.
https://www.travelers.com/home-insurance/coverage/jewelry
For jewelry, paintings and other fine art, you can purchase up to $50,000 of coverage; for silverware, you can purchase as much as $20,000 coverage. The maximum payment for any one item is either $10,000 or $20,000, depending on the state. You pay no deductible.
https://www.progressive.com/answers/jewelry-insurance/
Jewelry insurance is affordable at Progressive. It only costs 1% to 2% of the total value of your jewelry. So, a $5,000 engagement ring will cost about $50-$100/year to insure. If you're looking for an exact price, just get a quote or contact your insurance company.
https://www.investopedia.com/articles/personal-finance/072115/quick-guide-how-insure-jewelry.asp
Jul 21, 2020 · The coverage limit for jewelry is $10,000 (no per-item limit) and is subject to the policy deductible (the amount you’ll have to pay before insurance coverage kicks in). For more jewelry …
https://www.chubb.com/us-en/individuals-families/products/valuables/jewelry.html
Liberal appraisal requirements We only require appraisals for individual jewelry pieces valued at $100,000 or more, fine art items valued at $250,000 or more, and collectibles valued at $50,000 or more. Otherwise, we just need a detailed description and estimated value.
https://cover.com/blog/jewelry-insurance/
Mar 22, 2019 · Standard policies tend to have a low limit for theft. Generally it’s around $1,500. If your valuables are stolen, the insurer won’t pay more than $1,500 to reimburse you. Since the average engagement ring costs $5,680, you’d be at a big loss.
https://www.allstate.com/tr/renters-insurance/jewelry-renters-insurance.aspx
However, renters insurance policies usually include sub-limits for certain types of items, such as jewelry. That means that while you may have up to $50,000 in coverage to help pay to replace your belongings if they are stolen, for instance, you may find that your policy provides only $1,000 in coverage for theft of …
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