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https://www.circajewels.com/real-value/
Many people believe the value stated on a jewelry appraisal is the same as its resale value, but that’s not the case. Often times engagement ring appraisals or other types of diamond appraisals reflect a value that is inflated – sometimes as much as double the retail purchase price - which allows insurance companies to increase the premium you pay to have your ring covered.
https://www.jewelrynotes.com/pricing-selling-jewelry/
Here is a breakdown of some value and appraisal types that relate to jewelry: Retail Replacement Value Defined as the highest monetary amount that would be required to replace a property with another of similar age, quality, origin, appearance, provenance, and condition within a reasonable length of time in an appropriate and relevant market.
https://www.jewelersmutual.com/the-jewelry-box/how-does-jewelry-insurance-work-replacement-vs-reimbursement
By Kristin Fencl · Mar 30, 2021 · 4 mins to read
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