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https://www.truefacet.com/guide/the-difference-between-resale-and-insured-value/
Nov 28, 2018 · The insured value of your jewelry is usually around the retail replacement cost, not the resale price. Most insured jewelry has an inherent sentimental value which makes it difficult or very costly to replace. Therefore, the insured value accounts for the actual cost of replacement and the intangible personal value of the item. The resale value, meanwhile, largely ignores the intrinsic value …Estimated Reading Time: 2 mins
https://www.mygemologist.com/learn/selling-jewelry/how-to-value-inherited-jewelry/
Feb 07, 2017 · The replacement value insurance appraisal has the least correlation to the actual market value of the jewelry item. So, even though insurance appraisals are commonly available, this would be the least accurate standard of value to use when dividing inherited jewelry. Estate Retail Value. The next standard of value has a direct link to the jewelry item.
http://ambappraisal.com/why-appraise/estate-jewelry-appraisal/
An estate jewelry appraisal value is different than the appraisal value for insurance purposes. Fair Market value is used for estate-evaluation purposes, and is an assessment based on what a willing buyer and seller would agree to without a forced sale. Appraisal criteria for estate jewelry have been legislated to include specific information and data, but do not include the factor that an insurance replacement appraisal …Estimated Reading Time: 1 min
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